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Calculate **Body Mass Index (BMI)** and assess your health category.
BMI: 0.00 (--)
What is BMI?
The **Body Mass Index (BMI)** is a measure of body fat based on height and weight. It helps assess whether an individual is underweight, normal weight, overweight, or obese.
How to Use?
- Enter your **age**, **gender**, **height**, and **weight**.
- Click on **Calculate BMI**.
- View your **BMI category** and health risks.
Health Risks:
- **Underweight:** Risk of malnutrition and osteoporosis.
- **Overweight/Obese:** Risk of **heart disease, diabetes, and high blood pressure**.
Healthy BMI: 18.5 - 24.9
Ideal Weight Range: Varies based on height and age.
Estimate your **Annual Percentage Rate (APR)** including **interest, fees, and down payment**.
APR: 0.00%
Monthly Payment: $0.00
Calculate the **Annual Percentage Rate (APR)**, including **interest and fees**, for a loan or mortgage.
APR (Annual Percentage Rate): 0.00%
Monthly Payment: $0.00
The **Annual Percentage Rate (APR)** represents the **true cost of a loan**, including **interest and additional fees**.
APR = [(Total Cost of Loan / Loan Amount) รท Loan Term] ร 100
Example 1: A loan of **$10,000**, with an **interest rate of 6%**, a **5-year term**, and **$500 in fees**.
APR = **6.56%**
Example 2: A loan of **$20,000**, with an **interest rate of 8%**, a **10-year term**, and **$1,000 in fees**.
APR = **8.87%**
Use this **APR Calculator** to make informed **borrowing decisions** and understand the true cost of a loan.
The Annual Percentage Rate (APR) represents the true cost of borrowing by incorporating both interest rates and additional fees. Our APR calculators help you:
APR calculations include various fees that impact the total loan cost:
While interest rates only reflect borrowing costs, APR provides a comprehensive view:
Factor | Interest Rate | APR |
---|---|---|
Base Interest | โ | โ |
Loan Fees | โ | โ |
Closing Costs | โ | โ |
Enter **cash flows** (negative for initial investment, positive for returns) separated by commas.
Internal Rate of Return (IRR): 0.00%
The **Internal Rate of Return (IRR)** helps evaluate the profitability of an investment by determining the **annualized rate of return** on a series of cash flows.
The IRR is the discount rate that makes the **Net Present Value (NPV) of cash flows equal to zero**:
NPV = โ (Ct / (1 + IRR)^t) = 0
Where:
Example 1: An investment of **$1,000** with returns of **$300, $400, $500, and $600** over 4 years.
IRR = **18.49%**
Example 2: An investment of **$5,000** with returns of **$2,000, $2,500, $3,000** over 3 years.
IRR = **22.63%**
Use this **IRR Calculator** to analyze your investments and make informed financial decisions.
Our free online lease calculator helps you estimate monthly car lease payments quickly and accurately. Whether you're considering leasing a new vehicle or want to compare different leasing options, this tool provides valuable insights into your potential financial commitment.
The calculator considers four key factors to determine your monthly payments:
Residual Value: The predicted value of the vehicle at lease end, expressed as a percentage of the original price. Higher residual values typically mean lower monthly payments.
Money Factor: The lease equivalent of an interest rate, expressed as a decimal number. You can convert it to APR by multiplying by 2400.
Mileage Allowance: Most leases include annual mileage limits (typically 10,000-15,000 miles) with charges for excess mileage.
Q: Is leasing better than buying?
A: It depends on your driving habits and financial goals. Leasing offers lower monthly payments but no ownership at the end.
Q: What fees are included in a lease?
A: Typical fees include acquisition fee, disposition fee, and potential excess wear/tear charges.